商务公函优质范文——谈判型(一)

 

第二篇:英文公函范文

1. 开业 Opening of new business

Dear Mr. / Ms,

We have opened at the above address a sales office for our products here in New York. We employ a staff of consultants and a well-trained service department which makes routine checks on all equipment purchased from us. We would be pleased if you would take full

advantage of our services and favourable shopping conditions. We fully guarantee the quality of our products. Yours faithfully

尊敬的先生/小姐,

我们已在纽约上述地址为我们的产品开设了一家办事处。我们雇有一个谘询人员和一支受过良好训练的服务队伍,可以为从我处购买的设备进行日常检查。 如果你能充分利用我们的服务和良好的购物环境,我们会很高兴。我们全面保证产品的质量。 你诚挚的

2. 建立办事处 Establishment of new branch

Dear Mr. / Ms,

Owing to the large increase in the volume of our trade with this country we have decided to open a branch here, with Mr. Wang Lo as manager. The new branch will open on 1st

March and from that date all orders and inquiries should be sent to Mr. Wang Lo at the above address, instead of to our London office. We take this opportunity to express our thanks for your cooperation in the past. We hope the new arrangements will lead to even better results. Yours faithfully

尊敬的先生/小姐,

因在该国贸易额大量增加,我们决定在这里开设一家分支,由王洛先生任经理。新办事处将于三月一日开业,今后所有的订单和询价请按上述地址送到王洛先生那,而不是伦敦办公室。 我们籍此机会向您过会与我们的合作表示感谢,我们希望新的安排能产生好的结果。 你诚挚的

3. 歇业 Discontinuation of business

Dear Mr/Ms,

With the demolition of our premises at the above address under a redevelopment scheme, the part of our business carried on there will be discontinued after the end of October. On Monday, 1st October, we are holding a closing-out sale. Stock on hand will be cleared

regardless of cost. There will be substantial reductions in all departments and in some cases, prices will be marked down by as much as one half. Stock to be cleared is unrivaled in both variety and quality. As the sale is likely to be well attended, we hope you make a point of visiting the store as early as possible during the opening days. Yours faithfully

尊敬的先生/小姐,

随着在经营重组计划下而取消的上述经营场所,该处的业务将于十月底后停止。在十月一日,星期一,我们将组织一次清仓销售,现有库存不论成本都将清售。所有部门都将大幅消价,有的商品折价会达一半。 清仓商品无论种类还是质量都无可挑剔。因此次销售参加人员可能较多,我们希望您在清仓销售期间尽早来。 你诚挚的 Back to Top

4.更改名称和地址 Change of name and address

Dear Mr. / Ms,

At our company meeting on 4 September, it was decided that the name of our company would be changed to CNMIEC Lee Co. At the same time, it was decided to move the company from the above address to No3-6 Broadway Street. We will appreciate your informing the appropriate departments of these changes. Yours faithfully

尊敬的先生/小姐, 在公司九月四日的会议上,我们公司的名称已决定改为

CNMIEC李氏公司。同时公司由现在地址移到百老汇街3-6号。 如能把这些变化通知相关部门,我们将不胜感激。 你诚挚的

5. 新的任命 New appointment

Dear Mr. / Ms,

We wish to notify you that Mr. Robert Smart, who has been our representative in Southwest England for the past seven years has left our service and therefore no longer has authority to take orders or collect accounts on our behalf. We have appointed Mr. Fred Peterson in his place. Mr. Peterson has for many years been on our sales force and is

thoroughly familiar with the needs of customers in your area. We trust you will have good cooperation from him. Yours faithfully

尊敬的先生/小姐,

我们在此通知您,过去七年在英格兰西南任我们代表的罗伯特斯马特先生已离开我们公司,他不再代表公司接受订单收款。 我们已任命弗莱德彼特森代替他的位置。彼特森先生已在我们的销售部门任职多年,完全熟悉你地区顾客的需要。我们相信您和他能有好的合作。 您诚挚的

6. 公司的建立与重组 Establishment or reorganization of company

Dear Mr. / Ms,

We are pleased to announce that as of 1st June our firm will merge with D & W Co. of this town to form the new firm of CN/CW Co. The new firm will carry on business at 6 Rue de Toqueville, Tripoli, to which address please send all communications after 31st May. We

appreciate the confidence you have placed in us in the past and look forward to continued dealings with you. Yours faithfully

尊敬的先生/小姐,

我们高兴的宣布,由于六月一日我们公司将于该镇的D&W公司合并,成立新的CN/CM公司。新公司将在Tripoli的 Rue de Toqueville六号办公,五月三十一日后所有信息请寄新地址。 我们感谢您过去对我的信任并希望继续与您来往。 您诚挚的

经典告示背诵

写作"三步走":

写明相关信息,如时间、地点等->简单说明活动内容或背景->署名

一般告示类文体都需要写标题,如Notice或者Announcement。

告示类文体主要用于说明或者传达某件事情、某项活动等,重在言简意赅。 如果是关于活动的通知,需要说明活动的内容、时间、地点、参加人员范围以及其它必要细节。

在告示结尾一般需要写上贴出告示的单位或者个人。

(1)Directions:

Suppose you are an secretary of the English Department of X University. Write a notice to inform the teachers and students of this department of a lecture on crosscultural studies.

You should write about 100 words on ANSWER SHEET 2.

Do not sign your own name at the end of the letter. Use "Li Ming" instead.

范文:

Notice

There is going to be a lecture, titled "Across Cultures: Digital Media and Literate Activity", in the meeting room of the English Department from 9:00 a.m. to 11:00 a.m. on Monday, July 11th. The lecture will be given by Professor Robert Johnson, who is from the Department of Englsih Literature of University of Pennsylvania. Professor Johnson is known for his unique probing of the many connections between literate activity and new information technologies. He will present, in his humorous style, the relation he found between culture and technological development, which you surely will enjoy very much.

All the teachers and students are welcome to attend this lecture.

English Department

译文:

通知

7月11日周一上午9点至11点将在英语系会议室举办一场题为"跨越文化:数码媒体和文化活动"的讲座。主讲人为罗伯特.约翰逊教授,来自宾西法尼亚大学的英语文学系。约翰逊教授对文化活动和新的信息技术之间的关系做了非常独到的研究,并因此而闻名。他将以幽默的风格展示他在文化和技术发展之间关系上的研究成果,相信你们都会很感兴趣。

欢迎广大师生来参加本次讲座。

英语系

闪光词汇及词组:

title: v. 以......为标题

literate: adj. 有文化的,都读写能力的

probe: v. 探查、探明

humorous: adj. 幽默的

万能句型:

There is going to be a lecture, titled... in the meeting room of ...from 10:00 to 12:00 on Monday, July 11th.

...which you surely will enjoy very much.

All the teachers and students are welcome to attend this lecture.

(2)Directions:

The famous opera "Cat" will be presented the theatre of your university You should write about 100 words on ANSWER SHEET 2.

Do not sign your own name at the end of the letter. Use "Li Ming" instead.

范文:

Notice

Due to bad weather condition, the badminton competition, organized by the College Badminton Club, will not be held in the "May Fouth" Field as it was scheduled. Instead, it will be moved to the Haidian Gymnasium, which is about ten mininutes' walk from the university. All club members, competitors, and audience students will meet in front of the West Gate of the university at 9:00 a.m., June 5th, to go there togehter. For those who will go by themselves, please refer to the map in below. The event will be last from 9:30 a.m. to 11:30 a. m. Cold drinks and snacks will be provided in the gymnasium.

College Badminton Club

译文:

通知

由于天气状况不佳,学院羽毛球俱乐部举办的羽毛球比赛原定于在五四运动场的计划将取消。活动将转移到距离学校10分钟路程的海淀体育馆举办。所有的俱乐部成员、参赛者、学生观众将于6月5日上午9点在学校的西门集合,一起前往体育馆。单独前往的同学,请参考下面的地图。活动时间为9:30到11:

30。我们将在体育馆中提供冷饮和零食。

学院羽毛球俱乐部

闪光词汇及词组:

badminton: n. 羽毛球

field: n. 运动场

schedule: v. 确定时间

gymnasium: n. 体育馆

snack: n. 零食,小吃

介绍信 Letters of Introduction

实例之一:

Dear Mr. / Ms.,

This is to introduce Mr. Frank Jones, our new marketing specialist who will be in London from April 5 to mid April on business.

We shall appreciate any help you can give Mr. Jones and will always be happy to reciprocate.

Yours faithfully

尊敬的先生/小姐,

现向您推荐我们的市场专家弗兰克·琼斯先生。他将因公务在四月15日到四月中旬期间停留伦敦。

我们将非常感谢您向琼斯先生提供的任何帮助,并非常高兴施以回报。

您诚挚的

实例之二:

Dear Mr. / Ms,

We are pleased to introduce Mr. Wang You, our import manager of Textiles Department. Mr. Wang is spending three weeks in your city to develop our business with chief manufactures and to make purchases of decorative fabrics for the coming season.

We shall be most grateful if you will introduce him to reliable manufacturers and give him any help or advice he may need.

Yours faithfully

尊敬的先生/小姐,

我们非常高兴向您介绍我们纺织部的进口经理王有先生。王先生将在你市度过三周,他要与主要的生产厂家拓展商务并为下一季度采购装饰织品。

如能介绍他给可*的生产厂家,向他提供所需的任何帮助或建议,我们将不胜感谢。 您诚挚的

银行业务例文

定期存款的条件为年利6%, 存期6个月以上, 只要金额1,000元, 我们均乐意接受。

We shall be pleased to receive a fixed deposit for any amount more than $1,000, for a period over six months at the rate of 6% p.a.

谨同函寄上新开定期存款第500号存折一份, 面额100,000元, 请查收为荷。该面额等于您寄来换新的旧存=折本金加上利息之和。

Enclosed please find a new deposit certificate No. 500 for $100,000, which represents the principal and interest of the old certificate you sent us for renewal.

如存款为100元以上, 我们将乐意接受。

We shall be glad to receive deposits of 100 yen and upward.

结算

到目前为止, 我公司应收帐尚有二万美元。兹奉上结算报告书一份, 敬请查收为荷。

Enclosed we hand you a statement of account to date, showing a balance of $20,000 in our favour, which we trust will be found in order.

上开帐目, 现正核对, 如无错误, 将遵照贵公司的指示, 将转入新开的帐户内。

This account is under examination, and if found correct, it shall be carried to a new account, in conformity with your instructions.

您昨日函敬悉。兹遵照贵方请求, 同函附上结算报告书, 敬请惠予查收为荷。

Your favour of yesterday was duly received, and we hand you herewith a statement of your account as requested, which we hope you will find correct.

兹奉上棒铁总价为512,000元清单一份, 恳请列入我公司贷方帐项为荷。

We hand you our account on the bar iron, amounting to $512,000, which kindly pass to our credit.

请求付款

恳请速予汇款为荷。

an early remittance will be appreciated.

迟付的60美元, 请速予寄下为荷。

Please let us have your check for the $60 now past overdue.

有鉴于此, 相信贵方将随复函寄来支票, 特此致谢。

With these facts before you , we feel sure that you will send us your check by return mail. Thank you.

我们恳求, 对此部分能速予结帐为荷。

We urge that you make this settlement without delay.

何不立即对此案作一结算? 请在今日将支票随函发出即可。

Why not settle this matter now? Just attach your check to this letter, and send it by today's mail.

催告付款

为加清本帐目, 我方多次催促, 但未有任何效果。所以为收回本帐款项, 准备向法院起诉, 特此通知。

Having made repeated applications for apyment of this amount without avail, we now give you notice that we shall take out a summons for recovery of the same

下星期一以前未能清结本件款项, 不得已, 将委任我公司顾问律师处理。

We wish to state that if the account be not paid by Monday next, we shall be forced to place the matter in the hands o four solicitors.

贵方虽多次答应付款结帐, 但迄今尚未结清。如在本月底以前, 尚未拔款结清,只好委托我公司顾问律师处理。

In spite of your repeated promises to let us have a cheque, we are still without a settlement of your outstanding account, and therefore, unless same is settled by the end of this month, we shall be compelled to hand over the matter to our solicitor.

对于此事, 贵方似乎在趁机利用我公司的宽容态度。本函系最后通告所, 复函时请汇足够金额, 以结此帐, 否则只好采取其它途径, 特此函告。

As you seem to take advantage of you leniency in this matter, we now give you the final notice that, unless we shall receive a substantial amount on account by return of post, we shall adopt other measures for its recovery.

汇票汇款例文

兹同函奉上支票面额50000元,请记入近藤幸造先生的帐款内,同时请寄收

据二份为荷。

Herewith we enclose a cheque, value $50,000, which please place to the credit of Mr. K.Kondo, and acknowledge receipt to us in duplicate.

依照佐藤先生指示并受其委托,兹奉上即期汇票一纸面额200000元。请贷入

该人的帐户为荷。

By order and for account of Mr.Satoh, I hand you enclosed a draft for $200,000 at sight, which please

pass to the credit of his account.

兹奉上面额250000元的支票一张,敬请交付收据为荷。

I send you herewith a cheque, value $250,000, receipt of which please acknowledge.

为结清5月1日贵方#5@p,我们奉上三尾银行汇票面额125000元,惠请记入本

公司贷方帐户,并惠请开出收据为荷。

In settlement of your invoice of 1st May, $125,000, we enclose a draft, on the Mitsuo Bank, for which amount please credit our account and acknowledge receipt.

付款已收到

为结清委托销售,我们已收到面额100000元支票一张,现已转入贵贷方帐户,非常感谢。

We acknowledge receipt of your cheque, $100,000, in settlement of the charges on the consignment, and pass this sum to your credit, with best thanks.

我们于昨日收到贵函及面额55000元支票一张,谢谢。

We are in due receipt of your favour of yesterday, covering a cheque for $55,000, for which we thank you.

我们已收到贵方5月5日函及同函附寄的面额51250元的汇票一张,用以结清贵方帐款。

We are duly in receipt of your favour of the 5th May, enclosing a draft, value $51,250, to balance your account.

为结清到5月15日为止的贵方帐款,贵方所寄面额31250元支票我们已经收到。

We acknowledge with thanks the receipt of the cheque for $31,250, in settlement of your account to 15th May.

开立汇票

我们于本日向贵公司开出第123号面额500000元。汇票一张见票即付。

We have this day drawn the following bill of exchange on your esteemed firm- No.123, $500,000, payable at sight.

遵照贵方指示,我们已于本日向田中公司开出见票后60日付款的面额200000元汇票一张,费用包括在内。

We have to acquaint you that, in accordance with your instructions, we have this day drawn upon Messrs, tanaka & Co., at 60d/s for $200,000, inclusive of charges.

我们已于本月开出由贵方所指定的人于三个月后付款的面额为100000元汇票一张,恳请惠予承兑为荷,特此通知。

We advise you that we have drawn on you this day for $100,000, at 3m/d, to the order fo yourself, which we commend to your kind protection.

我们于本月向贵方开出三个月后付款的面额为500000元的汇票一张。对此,我们依惯例,记入贵贷方帐内,特此通知。

we have the pleasure to inform you that we have drawn this day on you for $500,000, at 3m/s. for which we have credited you as usual.

请求开出汇票

因葡萄酒尚未售出, 近期也难有攻观, 我方目前不能遵照齐滕先生的指示将余额向贵方开出汇票或汇给贵方。

As the wines are not yet disposed of, nor likely to be for some time, we cannot obey Mr. Saito's orders as to drawing on you or remitting you the balance at present.

如有机会, 请向本人开出煤炭价款加上保险费的汇票。对于这批出口货物, 为弥补发生损害的损失, 请办理保险并在货值上再加保5%金额

Should you have an opportunity, you may draw on me for the cost of coal, together with that of insurance, which you will be so good as to effect on the outward cargo to its full value, with an addition of five per cent, to cover expenses in case of loss.

为收回款项, 请依照最有利的汇率, 向我方开出见票后60日付款的汇票, 并请同时提供#5@p、提单及保险单为荷。

For your reimbursement, you will draw on me at sixty days' sight, and at the most favourable exchange, furnishing me at the same time, with an invoice, bill of lading and insurance policy.

对贵方的#5@p金额, 请向汉堡 A公司开出见票后三个月付款的汇票, 附寄该公司提单一份, 并请该公司办理保险。

For the amount of your invoice, you will be so good as to draw on Messrs. A & Co. of Hamburg, at three months' date, and forward them a bill of lading, requesting them to effect insurance.

请求承兑汇票

兹向贵公司开陈这批货见票后60日付款、面额500,000元汇票一张, 请予承兑为荷。

We have taken the liberty of drawing on you today against this consignment for $500,000 at sixty days' sight, which please protect on presentation.

我同函寄上由Axbridge的布莱克先生付款、见票后30日付款的面额为50美元汇票一张,请向付款人提出后请其承兑, 并予保管, 到期请将金额给我汇来。不胜感激。

I take liberty to trouble you with the enclosed draft for $50, at thirty days' sight, on Mr. Black of Axbridge, which I shall be obliged by your getting accepted, and retaining in your possession until due, at which time you can remit me the amount.

我公司伦敦分公司开出面额300,000元的汇票一张, 兹同函奉上, 请承兑后寄还为荷。

Enclosed we hand you a draft, $300,000, drawn on you by our London house. Kindly accept same and return.

同函奉上神户Brown兄弟公司向贵公司开出的汇票一张, 恳请惠予承兑后并及时寄还为荷。

Herewith we hand you a draft from Messrs. Brown & Bros., of Kobe, on your goodselves, which please accept and return to us in due course.

寄汇票

同函奉上由贵城三木银行付款、面额为500,000元的即期汇票一张, 收到后敬请告知为荷。

We hand you enclosed a draft, value $500,000 at sight, on the Mitsuki Bank of your city, receipt of which please acknewledge.

兹同函奉上以Robert父子公司为付款人、面额26.15美元的即期汇票一张, 用以清偿所欠贵方债务。

Enclosed is a sight draft for $26.15 on Messrs. Robert & Sons, which clears off our indebtedness to you.

谨同函奉上以George Bury公司为付款人、面额500美元见票后60日付款的第一联汇票一张, 请办理手续取款后, 记我的贷方帐户为荷。

Enclosed you will receive first of exchange for $500 at sixty days' sight, on George Bury &Co., with which you will please to do the needful, and credit my account accordingly.

同函寄上五张汇票, 金额总计为5,620,000元, 详见注脚。

Enclosed please find five bills of exchange, as noted at foot, amounting to $5,620,000.

承兑汇票

贵方9月1日函及所附以George Bury公司为付款人、面额500美元见票后60日付款的汇票一张均已收悉, 现已获得及时承兑, 到期后将记入贵方贷方帐户。

I am favoured with your esteemed letter of the first Sept., encloseing $500 in a bill at sixty days' sight, on George Bury & Co., which, having been duly honoured, will appear to your credit at maturity.

你方由本人指定以Martin公司为付款人的三张汇票, 已由史密斯公司承兑。

Your three drafts on Martin & Co., to my order, have been accepted by Smith & Co.

贵方10月7日开出的, 票面日期30天后付款、由贵方指定付款人的汇票, 将及时获得承兑。

Your draft under date of th 7th Oct., at 30 days' date to your own order, will be duly honoured.

无法承兑汇票

我们很遗憾地声明, 以须藤先生为付款人的票面560,000美元的汇票已遭拒付, 我们不得不要求贵方汇寄567,500美元。包括由此而产生的费用在内。

We regret to state that the bill for $560,000 on Mr. sutoh, hsa been dishonoured by non-payment, and we shall be obliged by your remitting us $567,500, amount of same and charges incurred.

由矢野先生承兑的贵方汇票第2345号、面额2,500,000美元, 已遭拒付, 特此声明。

We state that your draft, No. 2345, for $2,500,000, duly accepted by Mr. Yano, has been dishonoured b

y non-payment.

3月1日已通知贵方的未获承兑的汇票, 金额1,000,000美元, 虽已到期但未获清偿。我不得不将该票寄还并附寄拒付证书一份以及我的佣金和费用的帐目一份。这笔金额共计1,013,500美元, 我已向贵方开出凭大木先生或指定付款人的即期汇票一张,请查收。

the draft for $1,000,000 which, as I advised you on the 1st March had not been accepted, having since become due and not being discharged, I have now to return it to you with a protest for non-payment, together with an account of my commission and charges, amounting to $1,013,500, for which I have drawn on you at sight, to the order of Mr. Ohki.

请求延期付款

我公司小泽先生因急事出差大阪, 5月1日以前不能返回, 故该件请宽延至5月1日, 我们将于5月2日汇款。

Our Mr. Osawa is away in Osaka on an urgent business, and will not return until the 1st May, and so if you will kindly let the matter stand over till then, we will send you a cheque by the first post on the 2nd of the same month.

数日之内我们将有三笔大额近款, 所以我们最迟于下星期一以前定给贵方汇款。

As we expect to receive three large sums within the next few days, days, we will send you some money by Monday at the latest.

对6月1日应付款项, 如果能延些时间, 我将非常感谢。

I shall be very much obliged if you will give me a little more time to settle your account due 1st June

无力付款

非常遗憾, 本公司目前实在无力结清该帐。

We tegret that we are not able at the moment to make you a settlement.

贵公司要求该帐在7月16日以前结清, 但我公司恐怕无能为力, 我们将乐意接受贵方二个月期的汇票以结清这笔款项。

We are afraid it will be impossible for us to settle your account by the 16th July next--the date you me

ntion--but we shall be willing to accept a bill for the settlement at 2 m/date.

由于目前生意普遍地不景气, 由我公司承兑、10月18日到期、面额1,500美元的汇票将无法兑现。

Owing to the serious depression of trade now prevailing, we shall be unable to meet our acceptance for $1,500, which matures for payment on the 18th Oct.

往来账目

兹同函奉上贵方的往来帐, 余额为15.7美元, 于本日列入新帐借方内, 敬请核查见复为荷。

Enclosed I wait on you with your account current, balance carried to your debit this day in a new account, $15.7, which Itrust you find correct.

谨同函奉上贵方的往来帐, 我方顺差500美元, 如核查无误, 请列入新帐为荷。

Enclosed I now wait on you with your account current, leaving a balance of $500 in my favour, which if found correct, you will be so good as to pass to a new account.

兹同函寄上贵方的往来帐, 其上显示我方顺差500美元。

I hand you, enclosed, your account current, showing a balance in my fivour of $500.

分期付款

我们送货后, 顾客直接向我们办分期付款。我们收款时, 要将收据交付顾客。

The customer pays the instalments direct to us, after delivery o fthe articles and we send him the receipts.

您租用我公司的缝纫机一台, 同时送上一张契约书, 记明您应为此每月付款15美元。

You have on hire from us a sewing machine, for which we hold your written agreement to make regular payments at the rate o f$15 per month.

我们约定分期付款而将该机械组给贵公司使用。我们希望贵公司对此协议能严格履行。

As the machine was hired to you on the understanding that regular payments would be made, we must ask that in future the terms of the afreement should be strictly adhered to.

付款日通知

敬请留意, 我公司对市区的付款日, 订于每周星期三上午11时起至下午3时。但是,我们希望各位债权人至少提前三天派代表与我行接洽清偿金额。

Please note that our pay day for Town Accounts is Wednesday of any Week, between the hours of 11 a.m. and 3 p.m., but we expect creditors to send representatives to agree to amounts for settlement at least three days prior to calling for their cheques.

提交清算书后15日内付款可打10%的折扣, 超过15日, 依全额付清。

The account is subject to 10% discount if settled within fifteen days of rendering, after which it is strictly net.

定期存款的条件为年利6%, 存期6个月以上, 只要金额1,000元, 我们均乐意接受。

We shall be pleased to receive a fixed deposit for any amount more than $1,000, for a period over six months at the rate of 6% p.a.

谨同函寄上新开定期存款第500号存折一份, 面额100,000元, 请查收为荷。该面额等于您寄来换新的旧存=折本金加上利息之和。

Enclosed please find a new deposit certificate No. 500 for $100,000, which represents the principal and interest of the old certificate you sent us for renewal.

如存款为100元以上, 我们将乐意接受。

We shall be glad to receive deposits of 100 yen and upward.

结算

到目前为止, 我公司应收帐尚有二万美元。兹奉上结算报告书一份, 敬请查收为荷。

Enclosed we hand you a statement of account to date, showing a balance of $20,000 in our favour, which we trust will be found in order.

上开帐目, 现正核对, 如无错误, 将遵照贵公司的指示, 将转入新开的帐户内。

This account is under examination, and if found correct, it shall be carried to a new account, in conformity with your instructions.

您昨日函敬悉。兹遵照贵方请求, 同函附上结算报告书, 敬请惠予查收为荷。

Your favour of yesterday was duly received, and we hand you herewith a statement of your account as requested, which we hope you will find correct.

兹奉上棒铁总价为512,000元清单一份, 恳请列入我公司贷方帐项为荷。

We hand you our account on the bar iron, amounting to $512,000, which kindly pass to our credit.

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