Keep conscience clear,then never fear. 良心清白才能无所畏惧。 He that doth what he should not, shall feel what he would not. 做了不该做的, 就会感受到不想感受的。 If thou injurest conscience, it will have its revenge on thee. 一旦伤害到良心,就会遭遇到报应。 No longer virtuous no longer free, is a maxim as true with regard to a private person as a common-wealth. 不再有道德就不再有自由。 Learning to the studious; Riches to the careful; power to the bold; heaven to the virtuous. 好学者得学问;精明者得财富;无畏者得力量;德高者得天堂。 A plowman on his legs is higher than a gentleman on his knees. 站着的农夫比跪着的绅士更高大。 In the affairs of this world men are saved, not by faith, but by the want of it. 世上的人们被拯救并不在于信仰而是在于需要。 How many observe Christ's Birthday! How few, his precepts! O! it is easier to keep holidays than commandments. 庆祝圣诞假日的人多!遵从他教诲的人少! The way to see by Faith, is to shut the eye of reason: the morning daylight appears plainer when you put out your candle. 用信仰去观察的方法就是闭上理性的双眼: 熄掉你的蜡烛时，晨光就自然显现。 Pain wastes the body, pleasures the understanding. 苦难耗损的是身体, 而享乐耗损的是精神。 He is a governor that governs his passions, and he a servant that serves them. 人是自己感情的主人, 也是自己感情的仆人。 If you would know the Value of money, go and borrow some. 要想知道钱的价值, 就去借一次钱。 Creditors have better memories than debtors. 债权人的记性一定比债务人好。If you would lose a troublesome visitor, lend him money. 甩掉麻烦客户的办法就是借钱给他。 Drive thy business, or it will drive thee. 不是你驾驭生意,就是生意驾驭你。 Not to oversee workmen, is to leave them your purse open. 不监督员工就是对他们敞开你的钱包。 He that pays for work before it is done, has but a pennyworth for twopence. 如完工前就先付工钱，两分钱就只能值一分钱。 Keep thy shop, and shop will keep thee. 保住你的商店，商店就会保住你。 Wealth is not his that has it, but his that enjoys it. 财富不属于拥有者, 而属于享有者。 There are three faithful friends, an old wife, an old dog, and ready money. 人生三挚友，钞票，老妻和老狗。 Nothing but money, is sweeter than honey. 只有钱, 比蜜甜。 Buy what thou hast no need of; and e'er long thou shalt sell thy necessaries. 总买那些你不需要的东西，迟早会卖掉你需要的东西。 Content makes poor men rich; discontent makes rich men poor. 知足使穷人富有; 不满使富人贫穷。 Who is rich? he that rejoices in his portion. 自得其乐的人才真富有。 Money & man a mutual friendship show: man makes false money, money makes man so. 人制造了可恶的钱, 钱也制造了可恶的人

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第二篇：富兰克林的十三条箴言

1 节制 [Temperance]　　Eat not to dullness and drink not to elevation.　　食不可饱，饮不可醉。　　2 少言 [Silence]　　Speak not but what may benefit others or yourself. Avoid trifling conversation.　　言必有益，避免闲聊。　　3 秩序 [Order]　　Let all your things have their places. Let each part of your business have its time.　　物归期所，事定期限。　　4 决心 [Resolution]　　Resolve to perform what you ought. Perform without fail what you resolve.　　当做必做，持之以恒。　　5 节俭 [Frugality]　　Make no expense but to do good to others or yourself: i.e. Waste nothing.　　当花费才花费，不可浪费。　　6 勤俭 [Industry]　　Lose no time. Be always employed in something useful. Cut off all unnecessary actions.　　珍惜光明，做有用的事。　　7 坦诚 [Sincerity]　　Use no hurtful deceit. Think innocently and justly; and, if you speak, speak accordingly.　　真诚待人，言行一致。 8 公正 [Justice]　　Wrong none, by doing injuries or omitting the benefits that are your duty.　　害人之时不可做，利人之事多履行。　　9 中庸 [Moderation]　　Avoid extremes. Forebear resenting injuries so much as you think they deserve.　　不走极端，容忍为上。　　10 整洁 [Cleanliness]　　Tolerate no uncleanness in body, clothes or habitation.　　衣着整洁，居所干净。　　11 心态 [Tranquility]　　Be not disturbed at trifles, or at accidents common or unavoidable.　　临危不乱，处乱不惊　　12 节欲 [Chastity]　　Rarely use venery but for health or offspring; Never to dullness, weakness, or the injury of your own or another's peace or reputation.　　爱惜身体，延年益智。　　13 谦逊 [Humility]　　Imitate Jesus and Socrates.　　以耶稣、苏格拉底为范